Smart-Servicios-Funding and More

Daniel Pires knows the game from both sides: Originally from NRW and having worked as a bank manager for a long time, he decided himself who got which conditions. But when he made his first real estate purchase in Spain over 20 years ago, even he - despite his specialist knowledge and fluency in Spanish - came up against unexpected hurdles when it came to real estate financing.

Today, with Smart Servicios, he’s turning the tables: Drawing on his expertise, he’s here to support you and ensure that this time, you hold the best cards—not the bank. Navigating the Spanish real estate market can quickly become confusing. With more than 20 years of experience—including many years as a former banker at Santander—Daniel knows exactly how complex the path to homeownership can be, and he’ll guide you through every stage of the buying process.

What we can do for you:

"NIE number in Mallorca: prerequisite for purchase, financing and taxes"

Without an NIE number, buyers in Spain cannot properly complete many of the legal and tax-related steps involved in purchasing real estate. Smart Servicios assists with applying for the NIE number in Mallorca and ensures that this step is completed in a timely manner before financing, the notary appointment, and the closing of the purchase.

Property inspection & optimal purchase structure

We thoroughly examine your dream property, design the right purchase structure for you and prepare the preliminary contract. Whether alone, with a partner or with usufruct - we will secure the best solution for you.

Financing, without a bank marathon

Smart Servicios evaluates various mortgage options in Mallorca and negotiates financing terms with Spanish banks. The goal is to secure real estate financing that aligns with the purchase structure, equity planning, and long-term use of the property.

After sales & tax obligations

After the purchase, things really get going: registering the property, paying taxes, connecting utilities - we make sure that your property is more than just a title on paper and that you can get off to a carefree start.

This is where your journey toward successful real estate investment begins. Contact us—and let’s work together to achieve your goals. With Daniel Pires and the Smart Servicios team by your side, you’ll gain the confidence and peace of mind that will make your real estate purchase in Spain a smooth and successful experience.